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SBI salary account: Holders of SBI payroll accounts have a discount of up to 25% on locker fees.
Employees working in all sectors, both public and private, are currently paid through bank accounts. If you are an SBI customer, you get many benefits through the payroll account.
SBI issues credit cards for payroll accounts. In addition, it offers many facilities such as overdrafts, cheap loans, free delivery of checks, pay orders and demand drafts, free internet transactions.
Salary account can be opened without money in zero balance. Usually, to open an account with a bank, a minimum deposit of Rs.1000 is required. Apart from this, other banks charge a fee to use the ATM facility in a normal account.
If the salary does not come into your account for a period of time, the salary account will turn into a normal savings account. All the facilities available for the salary account will be withdrawn and the bank account will continue as a normal savings account.
SBI classifies and implements salary ‘package’ schemes for public sector, corporate based, corporate, central, state government, defense sector, railways, MPs, police, Indian coast and defense pensioners.
Uniformed personnel, including security, police and firefighters, are paid Rs 30 lakh in case of death in an accident, war or shooting.
If you get a salary of up to Rs 25,000 in other government sector, Rs 1 lakh, Rs. 5 lakh for a salary of Rs. 50,000 and Rs. 50 thousand to 1 lakh salary of Rs. 15 lakhs and Rs. 20 lakhs will be available in the ‘package’ scheme. Even if the payee is not there, financially it will be very helpful for his family
There are many types of home equity loan, home loan, car loan, education loan and many more. In particular there is a 50% discount on loan operating fees. There is also an overdraft facility. With this you can get two months salary
SBI payroll account holders get a discount of up to 25% on locker fees. The important thing to note is that this savings account will be started depending on your salary. While there are four types of payroll accounts, some benefits vary depending on the payroll.
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