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The Yono SBI app has a My Accounts section. In it you can know the savings and current account balance. Savings and Current Account Mini Statement can also be downloaded. You can also find out the account details if the same customer maintains two SBI accounts. Borrowers can view the details of their loan accounts at SBI. Those who have made a fixed deposit in SBI will get a deposit account mini statement. Those who have Sukanya Samridhi Yojana or PPF accounts can also get the details of those schemes. Mobile Passbook can be downloaded.
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Yono will use the SBI platform to transfer money to own accounts and third party accounts. Money transfer is possible through NEFT, RTGS, IMPS. IMPS Person 2 person services can also be used in this app. The Quick Transfer feature can be used to transfer money instantly by scanning the receiver QR code. Mobile recharge is also possible through the Yono SBI app. DTH and other bill payments can be made. State Bank of India-SBI Insurance Company SBI Life services are also available on the Yono SBI app. Insurance can be purchased.
It is also easy to apply for loans like car loan, personal loan, gold loan through Yono SBI platform. The interest rate is lower if you apply for loans through the Yono S2BI app. SBI offers lower interest rate loans to customers who apply on the Yono SBI platform than to customers who apply for bank loans.
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