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SBI gold loans interest rates: New Delhi: Are you taking a gold loan? Is it also trying for a gold loan at SBI? However this is for you. SBI has announced that it is offering interest discount offers to customers who wish to avail Gold Loan through Yono Platform. It is known that gold jewelery, gold coins and gold biscuits are mortgaged to take a gold loan. According to market sources, the rise in gold prices in the market today (Gold prices today) will be a boon for those who borrow heavily on gold.
According to the offers announced by SBI, customers who apply for a Gold loan through the Yono app will get a Gold loan with an interest rate of 7.5 per cent. It is currently 0.75 per cent lower than the interest rate on loans offered by SBI on gold. SBI has clarified that the offer will be available till September 30 only. Based on the value of gold, Rs. 20 thousand to Rs. Gold loan up to Rs 50 lakh can be obtained.
Another advantage of Gold Loans offered by SBI is that it allows you to close the loan without any pre-closure charges (Gold loan pre-closure charges) if you want to adjust and repay the loan before the loan tenure.
How to apply for gold loan on Yono: How to apply for Gold loan through Yono app
After logging in to Yono app, click on the menu bar on the home page and open the Loans section.
Click on the Gold Loan that appears in the drop-down list, enter the details asked for there and apply for the Gold Loan.
Mortgage for a gold loan at SBI Bank should include details such as the weight of the gold jewelery, their value and the quality of the gold in carats.
After that the customer has to give his details.
The customer is required to register details such as occupation and monthly income and submit the Gold loan application.
Gold is then taken to the bank and two photos and KYC documents (Gold loan documents KYC) have to be given to the bank.
Once the applicant signs the loan documents, the gold loan amount is credited to the customer’s bank account.
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